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Terms and Conditions


Overview of all Terms & Conditions of health360:

You create your account on Cigna Health360, and you decide what data you want to share and not to share in the privacy settings. You can also delete the account if and when you decide to do so. It is your data. Cigna Health360 has an extensive privacy policy that explains in detail how we use your data. Cigna Health360 does not sell your data or profile for advertising.

  1. Terms of Use
  2. Privacy Policy
  3. Mobile End User Agreement
  4. Public Challenge Disclaimer
  5. Cigna Health360

1. Terms of Use


  1. Our App/Website provides you with the Health Score and various health, wellbeing and similar information (collectively the “Information“) compiled based on the details specified by you, such as certain clinical health data, family history and your lifestyle (the “Data“). The Information generated by Cigna Thailand is for information purposes only. The Information is not intended to substitute the expertise and judgment of any doctor, pharmacist or other healthcare professional. Making a reliable medical diagnosis, treating any medical condition and administering any drug therapy require the involvement of independent informed healthcare professionals. In case of any specific questions regarding the treatment and care of a medical condition, you need to contact your professional healthcare provider.

  2. The form and nature of the App/Website may change from time to time without prior notice to you. In addition, we may stop permanently or temporarily at any time operating the App/Website or any features within the App/Website towards you or towards users generally and may not be able to provide you with prior notice. We also retain the right to create limits on the use storage at our sole discretion at any time without prior notice to you.

  3. The collection and use of the Data which you provide are subject to our Privacy Policy. By using the App/Website you consent to the collection and use of the Data by Cigna Thailand in accordance with the Privacy Policy.

  4. We reserve the right at all times (but we will not have an obligation) to remove or refuse to distribute any Information or Data and to terminate users or reclaim user names. We also reserve the right to access, read, preserve and disclose any Information or Data to the extent we reasonably believe it is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms, including investigations of a potential violation thereof, (iii) detect, prevent or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or to (v) protect the rights, property or safety of Cigna Thailand, its users and the public. Accounts that are inactive for more than six months may be removed without prior notice.

  5. You are responsible for safeguarding the password that you use to access your account and for any actions taken by using your password. For data security purposes, Cigna Thailand requires you to use “strong” passwords (i.e., passwords combining upper and lower case letters, numbers and symbols). Any liability for any damage arising from your failure to comply with these requirements is excluded. In case you change your email address or forget your password, please notify us at Support.Health360@cigna.com in order to recover your account.

  6. There are limitations on the use of the App/Website. These limitations comply with legal requirements and aim to protect our users from abuse and to make the use of the App/Website the best possible experience for all users. We may need to change these rules from time to time and reserve the right to do so. No abuse of our App/Website will be tolerated. Any violation of these rules may lead to a temporary or the permanent suspension of all related accounts. Accounts created to replace suspended accounts will be permanently suspended

    A. Unlawful Use: You shall not use the App/Website or any Information provided for any unlawful purposes or in furtherance of any illegal activities. International users are required to comply with all applicable local laws regarding online conduct and acceptable content.

    B. Unauthorized Access: You shall not do any of the following while accessing or using the App/Website: (i) access, tamper with or use non-public areas of the App/Website (except for your own account), Cigna Thailand computer systems or the technical delivery systems of our providers; (ii) probe, scan or test the vulnerability of any system or network or breach or circumvent any security or authentication measures; (iii) attempt to access or search the App/Website or any Data by any means (automated or otherwise) other than through our currently available, published interfaces; or (iv) interfere with or disrupt, or attempt to do so, the access of any user, host or network.

    C. Respect for Privacy of Third Parties: You shall not disclose other people’s health, wellbeing and similar data without their express authorization and permission.

    D. No Reproduction: You shall not reproduce, duplicate, copy, sell, trade or resell the App/Website content and its design and look or any Information derived from the App/Website. You are not entitled to modify or redistribute the App/Website content and its design and look or any Information or to reproduce, store, link, frame or deep-link it on any other App/Website or in any other medium or format without our prior written consent. Further, you shall not use the App/Website for commercial exploitation in any circumstances.

    E. No Malware: You shall not provide any malicious content intended to damage or disrupt another user’s browser or computer or to compromise a user’s privacy.


  7. All copyright, database right, patent, other intellectual property right, title and interest in and to the App/Website and any Information (excluding the Data provided by the users of the App/Website) are and will remain the exclusive property of Cigna Thailand and its licensors. The elements of the App/Website, including but not limited to the general design and the imagery, and any Information are protected by copyright, trademark, patent and other laws relating to intellectual property rights of Thailand. Nothing in these Terms gives you a right to use the Cigna Health360 name or any of Cigna’s trademarks, logos, domain names and other distinctive brand features. You are permitted to download and print any Information from the App/Website solely for your own personal use and/or internal business purposes. You are not entitled to use the content of the App/Website for commercial exploitation in any circumstances. In case you breach the terms of this provision, Cigna Thailand will have the right to claim damages against you which shall include the right to claim special, incidental, consequential or indirect damages and loss of profits.

  8. Whilst we endeavour to ensure the accuracy of the Information, neither Cigna Thailand nor any of its directors, officers, employees, agents, partners, affiliates and licensors may be held responsible for any omissions or errors of the Information or for any loss or damages which may subsequently arise.

  9. Any Information transmitted via the App/Website will pass over public telecommunications networks. Although Cigna Thailand uses industry standard encryption technology, Cigna Thailand does not give any warranty or undertaking and does not make any representation that the operation of the App/Website will be secure, uninterrupted or error free.

  10. The App/Website may contain links to third-party App/Websites or materials supplied by or contained on any third-party App/Website which is linked from or to the App/Website. Cigna Thailand does not accept any responsibility or liability for: (i) the availability or accuracy of such App/Websites or material or (ii) the content, products or services on or available from such App/Websites or materials. Links to such App/Websites or materials do not imply any endorsement by Cigna Thailand of such App/Websites or materials or the content, products or services available from such App/Websites or materials. You acknowledge sole responsibility for and assume all risks arising from your use of any such App/Websites or materials.

  11. Cigna Thailand provides the content of the App/Website and any Information in good faith, but your access to and use of the App/Website is at your own risk. Cigna Thailand operates the App/Website on an “as is” and “as available” basis without warranty of any kind, whether express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose or non-infringement of any copyrights, database rights, patents, trademarks or any other intellectual property rights in the jurisdiction in which you access and/or use the App/Website. Cigna Thailand gives no warranty or undertaking or representation for the completeness, accuracy, availability, timeliness, security or reliability of the App/Website or that the Information is of satisfactory quality, up to date or free from viruses, trojans or other harmful or malicious programs. Cigna Thailand will not be responsible or liable for any harm to your computer system, loss of data or other harm resulting from your access to or use of the App/Website or for the deletion of, or the failure to store or to transmit, any Data or Information and other communications. Cigna Thailand makes no warranty that the App/Website will meet your requirements or be available on an uninterrupted, secure or error-free basis. No advice or information, whether oral or written, obtained from Cigna Thailand or the App/Website, shall create any implied warranty.

  12. Cigna Thailand and its directors, officers, employees, agents, partners, affiliates and licensors shall in no way be responsible for any decisions you may make based on the use of App/Website and/or the Information including but not limited to whether or not you choose to seek professional medical care or treatment. You hereby waive any claim you may have or acquire against Cigna or any of its directors, officers, employees, agents, partners, affiliates and licensors and indemnify and hold Cigna or any of its directors, officers, employees, agents, partners, affiliates and licensors harmless from any claims, proceedings, costs, special, incidental, consequential or indirect damages and loss of profits relating to your use of the Information.

  13. Cigna Thailand allows you to register for the participation in fitness activity challenges among certain or all users of the App/Website which may be initiated by users (“Challenges”) or Cigna (“Public Challenges”). By registering, you acknowledge that such participation is a potentially hazardous activity and that you are participating at your sole risk and responsibility. You further acknowledge that you will not make use of means or behave in a way that can reasonably be considered as contrary to the general rules of fairness. Cigna Thailand reserves the right to screen and verify your activity and to temporarily or permanently exclude you from a Challenge or Public Challenge or from Challenges or Public Challenges in general or to suspend or terminate your account in case we reasonably believe that such measure is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce any acknowledgements you made, including the investigation of a potential violation thereof, or to (iii) protect the rights, property or safety of Cigna Thailand, its users and the public. In cases where Public Challenges feature prize money, such prize money (less tax and possible other deductions as they may be applicable) will be paid out to the users achieving the best result. The assessment of such best result is separately defined for each Public Challenge. In case of a tie between the achievements of two or more users, the prize money will be equally shared between such users. Any decisions of Cigna regarding Challenges or Public Challenges are final.

  14. To the maximum extent permitted by applicable laws, Cigna Thailand and its directors, officers, employees, agents, partners, affiliates and licensors shall not be liable for any losses or direct, indirect, incidental, special, consequential or punitive damages, including without limitation loss of profits, data, use, good-will or other intangible losses, resulting from (i) your access to or use of or inability to access or use the App/Website, (ii) the use of any Information; and (iii) any unauthorized access, use or alteration of your transmissions of Data, in each case however they may arise and whether based on contract, tort or any other legal basis, whether or not foreseeable and irrespective of whether Cigna Thailand has been informed in advance about the possibility of such damage.

  15. The failure of Cigna Thailand to enforce any right or provision of these Terms shall not be deemed to be a waiver of such right or provision.

  16. These Terms, together with any supplemental rules and regulations, such as the Privacy Policy, are the entire and exclusive agreement between Cigna Thailand and you regarding the use of the App/Website, and shall supersede and replace any prior agreements between Cigna Thailand and you regarding the use of the App/Website. In the event that any provision of these Terms is held to be invalid or unenforceable, the remaining provisions of these Terms shall remain in full force and effect.

  17. Cigna Thailand operates the App/Website from Switzerland and the Information is deemed to have been delivered in Switzerland. You are only allowed to access the App/Website if you are entitled to enter into a binding contract with Cigna Thailand and are not a person barred from accessing the App/Website according to the applicable law. You undertake to access the App/Website solely in compliance with these Terms and all applicable rules and regulations. The App/Website is not directed to any person to whom (by reason of such person’s nationality, residence or otherwise) the publication or availability of the App/Website is prohibited. Persons to whom such restrictions apply must not access the App/Website.

  18. These Terms and the use of the App/Website shall in all respects be governed by Thai law. Any dispute arising out of or in connection with these Terms and/or the use of the App/Website shall be subject to the exclusive jurisdiction of the courts ofThailand.

  19. We may revise this Terms from time to time. The most current version will be available on our App/Website (www.cigna.co.th/health360, specifically on www.cigna.co.th/health360/en/term-conditions). The revised Terms shall become effective from the date of publication on the App/Website. Should these changes be substantial, we will provide you with notice and, where required by applicable law, obtain your consent. This notice will be provided by email or by publication on the App/Website.

2. Privacy Policy


This privacy policy (as amended from time to time, the “Privacy Policy”) describes our policies and procedures on the collection, use and disclosure of data obtained through your access to and use of the services available on the mobile applications and the Website (the “App/Website”) operated by Cigna Thailand, 7th and 10th Floor, Q.House Ploenjit Building 598 Ploenchit Road, Lumpini, Pathumwan, Bangkok 10330, Thailand (“Cigna Thailand”). The use of the App/Website is governed by the Terms of Use. Cigna Thailand prepared this Privacy Policy to demonstrate our commitment to ensuring the privacy and security of the data that you share with us in accordance with our obligations under the applicable laws, rules and regulations. By accessing the App/Website or using our services you agree to accept and be bound by the current version of this Privacy Policy. In case you do not agree to the current version of this Privacy Policy, you are not authorized to continue accessing the App/Website or using our services.


Switzerland has a high degree of data protection regulation. The fact that your data is stored on servers located in a professionally managed, secure data storage facility in Switzerland means that your information is processed in accordance with Swiss data protection principles. If you access the App/Website from a computer located outside Switzerland, your accessing the App/Website will be considered as your consent to us transferring your data outside Switzerland in order to reach you. If, for any reason, Cigna Thailand will need to transfer any data to any other country without adequate level of data protection, Cigna Thailand will procure that appropriate contractual obligations apply ensuring that your data is protected.


  1. In order to create or reconfigure an account, you are expected to provide personal data, such as your name, username, password, personal contact details (address, zip code and location and email address), date of birth, gender, details about any of your previous health concerns or clinical issues, details about your family history, especially relating to health concerns or clinical issues, details about your lifestyle and activities (including underlying GPS data), clinical information and similar data (the “Data”) enabling Cigna Thailand to provide you with the Cigna Health360 Score and various information about your health, including a number of potential health risks based on your clinical background and lifestyle (collectively the “Information”).

  2. How Your Data is Collected

  3. We collect Data that you provide to us either directly through the App/Website, or third party devices or apps you connect with your account. We also collect information about your interactions within the App/Website as part of our continuous effort to improve the user experience.

  4. How We Protect and Use Your Data

  5. When using the App/Website you consent to the collection, transfer, modification, storage, disclosure and other uses of the Data. Irrespective of the country in which you reside or from where you access to the App/Website, the Data may be used by Cigna Thailand or any other country of operation.

  6. You authorize Cigna Thailand to de-identify your Data and subsequently to copy, process, use, publicly disclose and distribute the Data in anonymized form for academic and statistical purposes. Such anonymized Data shall no longer be considered as personal data.

  7. You authorize Cigna Thailand to receive, review and store technical data (including crash reports) retrieved from the devices you are using to access the App/Website.

  8. We restrict access to the Data to those Cigna Thailand employees or other parties who need access to such Data in order to provide the services. We maintain appropriate physical, electronic and procedural safeguards to protect your Data, including firewalls, individual passwords and encryption and authentication technology, and take all other necessary and adequate administrative, organizational, technical, personnel and physical measures to safeguard the same against unauthorized or unlawful processing and use, accidental loss or destruction or damage, theft, disclosure or modification and to ensure its integrity. Please note, however, that Data transported over an open network, such as the Internet or email, may be accessible to anybody. We cannot guarantee, and are not responsible for, the confidentiality of any communication or information transmitted via such open networks. When disclosing any Data via an open network, you should consider that it is potentially accessible to others, and consequently, may be collected and used by others without your consent. In particular, while individual data packets are often encrypted, the names of the sender and recipient are not. Even if both the sender and recipient are located in the same country, data may be transmitted via such networks to other countries regularly and without controls, including countries that do not afford the same level of data protection as Switzerland. Your Data and Information may be lost during transmission or may be accessed by unauthorised parties. We do not accept any liability for direct or indirect losses as regards the security of the Data and Information during its transfer via Internet.

  9. Cigna Thailand will not use the Data for marketing purposes and will not sell, rent or otherwise make available any Data submitted by users to any third parties without the user’s consent, unless as permitted under this Privacy Policy or required by law. Cigna Thailand may use the Data to contact users with respect to all matters related to the user’s activity on the website, including but not limited to sending motivational e-mails and reminders.

  10. How Your Data is Shared

  11. The concept of the App/Website includes the disclosure of the Data provided by you and accessible via the App/Website to other users or third parties. Please note that all registered users of Cigna Health360 are displayed with their name and profile picture. For all other data, you control and decide yourself which Data shall be accessible to others. You can change the privacy settings of your account at any time and thereby determine who will be able to see which Data. The types of Data which may be distinguished are the following: Health Score, workouts, pictures (workout, profile and profile background pictures) and achievements gained. Sensitive personal data such as weight or blood pressure, are not accessible to others. The following types of sharing options are available: (i) Public: All users registered on Cigna Health360 will be able to see the Data, meaning the Health Score, the workouts, pictures and achieved goals. (ii) Groups: If you are part of a corporate health program, you will be allocated to a specific company group, which will contain fellow employees with whom you are friends on Cigna Health360, and other employees with whom you are not yet friends on Cigna Health360. If you select the group option, all group members, friends or not, will be able to see the Data. (iii) Friends: Your friends will be able to see the Data. (iv) None: Only you as the user of your account will be able to see the Data. According to our default settings, all your friends will be able to see all the above-mentioned Data. You can change the privacy settings of your account at any time after your registration. Please note that due to the linking option to other social networks, such as Facebook, your Data may be made available to other persons through your friends.

  12. Cookies and Similar Technologies

    Like many websites, we use “cookie” technology to collect additional website usage data and to improve the website, but we do not require cookies for many parts of our services. A cookie is a small data file created by a web server and transferred to and stored on your computer’s persistent memory. The cookies created by the web servers contain data that uniquely identifies you during your use of the website. We use session cookies to better understand how you interact with our services, to monitor aggregate usage by our users and to improve our services. Most Internet browsers automatically accept cookies. However, you have the option of using your browser software to stop accepting cookies or to warn you before accepting a cookie from the websites you visit. However, if you disable or choose not to accept cookies, some of the functionality of the website may be impaired or you may not have access to areas of the website that require this type of identification. When using mobile applications, Data may be stored and processed temporarily on your mobile device. By accessing mobile applications operated by Cigna Thailand you agree to the transfer and temporary storage of Data.


    Google Analytics

    We use Google Analytics on our public website to help us understand things like how long a visitor stays on our websites, what pages they find most useful and how they navigate through our site. Google Analytics is not used after you have logged into App/Website. To learn more about Google Analytics and how to opt-out visit this Google webpage: https://support.google.com/analytics/answer/6004245


    Matomo (formerly Piwik)

    We use Matomo, a web analytics tool, locally installed at Cigna Health360, to learn how you use our public website and our App/Website. Your data never leaves the Cigna Health360 datacenter and is treated with the same care as your data which you enter in the App/Website.


    Facebook for Developers

    (formerly Facebook Connect) and Facebook Impressions For some of our applications we have implemented a simplified login method. We use Facebook for Developers (formerly Facebook Connect) and Facebook Impressions to enable login using your existing Facebook Login.


    How Long Your Data is Stored

  13. We store your Data for as long as you have an account with Cigna Health360. You can delete your account at any time. If you follow the instructions available on the App/Website, your account will be deactivated and then deleted. For up to 30 days it is still possible to recover your account if it was deactivated by mistake. After 30 days, we begin the process of deleting your account permanently from our systems and your account may become non-recoverable. You acknowledge that any content posted by you on the App/Website cannot be recovered after the deletion of your account. We reserve the right to keep Data to the extent we reasonably believe it is necessary to satisfy any applicable law or regulation.

  14. Your Rights

  15. You have the right to be informed by us on any processing of your Data and obtain a copy of our Data (right of access). If you are affected by incorrect or incomplete Data, you may request rectification or completion of any relevant data (right to rectification). You may request the deletion of your Data (right to erasure) or a temporary restriction of processing in certain cases (right to restriction of processing). You may object to the processing of your Data (right to object) and you have the right to receive your Data in a structured, commonly used and machine-readable format or have your Data transferred to another data controller if technically feasible (right to data portability).

  16. Your rights are subject to limitations necessary (a) to satisfy any applicable law, regulation, legal process or governmental request; (b) in connection with any legal proceedings (including prospective legal proceedings), obtaining legal advice or otherwise establishing exercising or defending legal rights; and (c) for medical purposes undertaken by a health professional or any person who in the circumstances is subject to an equivalent duty of confidentiality.

  17. Disclosure of Data

  18. We reserve the right to disclose Data to the extent we reasonably believe it is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce the Terms, including investigations of a potential violation thereof, (iii) detect, prevent or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or to (v) protect the rights, property or safety of Cigna Thailand, its users and the public.

  19. Additional Points

  20. Please note that Cigna Health360 uses encryption software that may be subject to export control regulations.

  21. The App/Website may contain links to App/Websites or materials that are not operated by Cigna Thailand. Such other App/Websites are not subject to this Privacy Policy and Cigna Health360 is not responsible in any way for the content or accuracy of such App/Websites or for the policies applied to the treatment of personal data and information. Connecting to or otherwise accessing such App/Websites is at your own risk. We recommend that you read the policies used by these App/Websites, and check how these App/Websites protect your personal data and information and whether they are trustworthy.

  22. Updates to this Privacy Policy

  23. We may revise this Privacy Policy from time to time. The most current version is always available on our App/Website (www.cigna.co.th/health360, specifically on www.cigna.co.th/health360/en/term-conditions). The revised Privacy Policy shall become effective from the date of publication on the App/Website. Should these changes be substantial, we will provide you with notice and, where required by applicable law, obtain your consent. This notice will be provided by email or by publication on the App/Website.

  24. Data Controller and Data Protection Officer

  25. In case you are dissatisfied with any aspect of processing of your Data, we would like to understand how we can solve this issue. Please contact us at:

    Cigna Thailand, 7th and 10th Floor, Q.House Ploenjit Building 598 Ploenchit Road, Lumpini, Pathumwan, Bangkok 10330, Thailand

    The data protection officer is located at the same address and can be contacted by mail or sending an email to Support.Health360@cigna.com

    You also have the right to contact the data protection supervisory authority in your country of residence.


Jurisdiction

This Privacy Policy shall in all respects be governed by Thai law. Any dispute arising out of or in connection with this Privacy Policy shall be subject to the exclusive jurisdiction of the courts of Thailand, and you consent to such jurisdiction of and venue in such courts and waive any objection as to inconvenient forum.


3. Mobile End User Agreement


Cigna Health360 is granting you a non-transferable license for personal and non-commercial use of this software. You shall not sublicense, distribute, lease, loan or otherwise convey the software or any portion thereof to anyone. This license agreement may be terminated at any time. Cigna Health360 and its licensors neither warrant the accuracy nor the accessibility of the software and reserve all other rights. This software may be subject to export control regulations.


4. Public Challenge Disclaimer


Cigna Health360 allows you to register for the participation in Public Challenges among the users of this website. By registering, you acknowledge that such participation is a potentially hazardous activity and that you are participating at your sole risk and responsibility. You further acknowledge that you will not make use of means or behave in a way that can reasonably be considered as contrary to the general rules of fairness.

Cigna Health360 reserves the right to screen and verify your activity and to temporarily or permanently exclude you from a Public Challenge or from Public Challenges in general or to suspend or terminate your account in case we reasonably believe that such measure is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce any acknowledgements you made, including the investigation of a potential violation thereof, or to (iii) protect the rights, property or safety of Cigna Health360, its users and the public.


Cigna Thailand may use your contact information to send you motivational messages in connection with Public Challenges.


In cases where Public Challenges feature prize money, such prize money (less tax and possible other deductions as they may be applicable) will be paid out to the users achieving the best result. The assessment of such best result is separately defined for each Public Challenge. In case of a tie between the achievements of two or more users, the prize money will be equally shared between such users. Cigna Thailand may award non-cash prizes and/or the nomination of a charitable institution as a beneficiary.Employees of Cigna Thailand as well as their on-shore and near-shore development partners and their relatives may participate in Public Challenges but are excluded from being awarded any prize money or other prizes.

Any decisions of Cigna Thailand regarding the above are final.


5. Additional terms regarding Cigna Health360


The following terms govern your access to and use of the services available as Cigna Health360 or as individually for companies branded Cigna Health360 application (together “Cigna Health360”) operated by Cigna Thailand, 7th and 10th Floor, Q.House Ploenjit Building 598 Ploenchit Road, Lumpini, Pathumwan, Bangkok 10330, Thailand (“Cigna Thailand”). These terms apply in addition to the general terms and conditions of Cigna Health360 (Terms of Use, Privacy Policy, Payment Terms, Mobile End User Agreement, Public Challenge Disclaimer; collectively the “Terms and Conditions“). In case of any contradictions between the following terms and the Terms and Conditions, the following terms shall take priority:

  1. For the purposes of access to and use of the services available as Cigna Health360, the term User as used in the Terms and Conditions shall include users of Cigna Health360 (“Players“).


  2. As a Player, you are solely responsible for your actions and/or omissions while being active with Cigna Health360. In particular, Cigna Health360 asks that you are mindful of your surroundings, never play while pursuing another activity (such as driving a car or bicycle), never trespass on private property and apply your own best judgement at all times.

  3. Cigna Thailand reserves the right to terminate any function of Cigna Health360 at any time and for any reason, including in order to improve the overall gaming experience for Players. This includes, in particular, the in-game shop of Cigna Health360.

  4. The game world of Cigna Health360 is based on defined locations, each being a point of interest (“POI“). You can suggest a new POI to be added to the game world of Cigna Health360 (“Player Submitted POI“). By submitting a Player Submitted POI and to the extent such POI does not contain personal data, you are granting Cigna Thailand a non-exclusive, unlimited, irrevocable, free and transferable right for an indefinite period to use and distribute the submitted POI in any way throughout the world.

  5. Cigna Thailand reserves the right to screen and verify your activity and to temporarily or permanently suspend or terminate your account in case we reasonably believe that such measure is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce any acknowledgements you made, including the investigation of a potential violation thereof, or to (iii) protect the rights, property or safety of Cigna Thailand, its users and/or the public.

  6. Cigna Thailand uses Google Analytics to better understand Player behaviour, among other things, how and how long a Player uses Cigna Health360 and how Players navigate through Cigna Health360. Players may at any time switch off Google Analytics in the privacy settings of their Cigna Health360 account.

  7. Players may occasionally participate in in-game reward hunts by collecting cash or cash value rewards that appear on the map in the game environment. No fee is required to participate in in-game reward hunts. If a Player qualifies for a cash or cash value reward, a win code will be issued to the Player. Such win code may be redeemed online: Any cash or cash value rewards (less tax and possible other deductions as they may be applicable) will be paid out via bank transfer or other secure payment transfer method against the provision of the win code. In-game reward hunts are sponsored and carried out by Cigna Thailand and/or its partners. Providers of app stores (such as Apple, Inc. as regards the Apple app store) and technology providers are not involved in any activity relating to Cigna Health360 in-game reward hunts.

  8. Any decision of Cigna Thailand on rewards is final and binding. Participation is restricted to Players of age 18 or older with place of residence listed in our FAQs. Employees of Cigna Thailand, employees of suppliers of Cigna Thailand and their relatives may participate in Cigna Health360 but are excluded from being awarded/paid out any cash or cash value rewards.

  9. Cigna Thailand does not offer medical advice or diagnosis. Information generated by Cigna Health360 has no real-life implications and is not intended to substitute the expertise and judgement of any doctor, pharmacist or other healthcare professional.

  10. Cigna Thailand may send you a feedback survey from time to time. Cigna Thailand shall be free to use any feedback you provide in any way as regards the further development of Cigna Health360 or other products and/or services of Cigna Thailand.