

Our fundamental difference is our belief in selling the right product, at the right time, to the right consumer through the right channel. To accomplish this, we employ a targeted strategy using Customer Value Management (CVM)
CVM is about using sophisticated data modeling and data-mining techniques to enrich the value of business partner’s customer base.
With Cigna’s CVM, we mine affinity partner’s consumer data – always protecting data privacy – and incorporate predictive modeling to target prospects with the highest likelihood of responding to our offer. Good modeling means getting to consumers with a true need and avoiding those with little interest – who are also most likely to create a complaint for our affinity partners
Benefit of CVM to our Affinity Partners :
Using CVM and other analytical techniques, Cigna’s has developed smarter, more effective methods to reach consumers. All to deliver our affinity partners: